Multiple currencies, one account
If you're an HSBC Expat customer, Global Money offers an enhanced banking experience designed to meet your international needs. Transfer money between HSBC accounts and to other banks around the world, in over 50 currencies[@global-money-transfer-eligibility]. Plus, enjoy an added layer of protection and reassurance with our inbuilt authentication.
One account, a world of opportunities

The card that lets you spend like a local
Go contactless or withdraw cash in millions of spots around the world with a Global Money debit card.
- Spend in 18 currencies - including EUR, USD, HKD, AED - directly from your Global Money Account
- Get a physical and digital card you can manage in the app
- Convert currencies from your GBP balance when you spend, and enjoy competitive pricing aligned with the market and refreshed regularly. Fees may apply[@local-and-cash-machine-fees]
- Use with Apple Pay™ or Google Pay™
- Set your Global Money account to top-up automatically when it dips below a minimum balance of your choice
Quick, convenient global transfers
It's easier than ever before to make payments around the world with Global Money Transfers.
- Make instant global transfers between HSBC accounts[@global-money-transfer-eligibility]
- Send money to non-HSBC accounts in 1-3 days
- Fee-free international payments made via Global Money
- Easily track the status of online or mobile international payments with the mobile app
- Use international wallet transfers to make payments with the recipient's name and phone number

Things to know
Who can apply?
To get a Global Money Account, you'll need to have:
- an HSBC Expat Bank Account and be registered for online banking
- the HSBC Expat Mobile Banking app
Apply for a Global Money Account
Already with Expat?
You need the HSBC Expat Mobile Banking app to use Global Money. If you already have the app, open it to get started.
New to Expat?
To benefit from our Global Money account, you'll need to open an HSBC Expat Bank Account.
Frequently asked questions
You might be interested in
Expat Bank Account
Our multi-currency account available in GBP, EUR or USD.
Currency Savings
Flexible savings in a wide choice of currencies.
Worldwide banking
HSBC accounts around the world? We've made moving money between them simple with our Global View and Global Transfer services.
What is offshore banking?
Discover how offshore bank accounts can help you manage your international finances.