Once we're notified of a death, our team will contact you to explain the next steps.
Any Current Accounts or Savings accounts held in the sole name of the deceased will be frozen. This includes the use of any cards linked to the account(s) and being able to transact via telephone or online banking.
No restrictions will be placed on joint accounts as joint accounts will transfer automatically to the surviving account holders. Due to technical reasons, in instances where only one surviving party remains, we'll need to change the account numbers on our systems and issue new accounts. If two or more surviving customers are present, the joint account number will remain the same and the deceased customer will be removed. If any previous USD or GBP debit cards were linked to any USD or GBP joint current accounts, we won't issue a new debit card for these accounts. This is because we've decided to withdraw USD and GBP debit cards from our HSBC Expat offering, following a recent review.
We'll also stop any marketing correspondence from being sent out. Please note, because these are prepared several weeks in advance, you may still receive some correspondence. We try to avoid this from happening, but if you do receive anything, please accept our sincere apologies.