Multiple currencies, one account

If you're an HSBC Expat customer, Global Money offers an enhanced banking experience designed to meet your international needs. Transfer money between HSBC accounts and to other banks around the world, in over 50 currencies. Plus, enjoy an added layer of protection and reassurance with our inbuilt authentication.Footnote link 1

One account, a world of opportunities

Fast, easy, flexible. A Global Money Account lets you move and send money between currencies quickly and easily.

  • Hold up to 19 currencies in a single account
  • Enjoy our best foreign exchange rates - aligned with the market and refreshed regularlyFootnote link 2
  • Pay no extra cost to open or hold your Global Money Account and manage everything from your mobile
  • Transfer in over 50 currencies, with no HSBC fees to pay
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      The card that lets you spend like a local

      Go contactless or withdraw cash in millions of spots around the world with a Global Money debit card.

      • Spend in 18 currencies - including EUR, USD, HKD, AED - directly from your Global Money Account
      • Get a physical and digital card you can manage in the app
      • Convert currencies from your GBP balance when you spend, and enjoy competitive pricing aligned with the market and refreshed regularly. Fees may applyFootnote link 3
      • Use with Apple Pay™ or Google Pay™

      Quick, convenient global transfers

      It's easier than ever before to make payments around the world with Global Money Transfers.

      • Make instant global transfers between HSBC accounts
      • Send money to non-HSBC accounts in 1-3 days
      • Fee-free international payments made via Global Money
      • Easily track the status of online or mobile international payments with the mobile app

      Things to know

      Who can apply?

      To get a Global Money Account, you'll need to have:

      Apply for a Global Money Account

      Already with Expat?

      You need the HSBC Expat Mobile Banking app to use Global Money. If you already have the app, open it to get started.

      New to Expat?

      To benefit from our Global Money account, you'll need to open an HSBC Expat Bank Account.

      Frequently asked questions

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      Discover how offshore bank accounts can help you manage your international finances.

      Additional information
      1. Global Money transfers can only be made between eligible HSBC accounts locally or globally in participating countries / territories and are subject to the availability of supported currencies.
      2. We draw on a combination of factors to provide Global Money Account users with competitive conversion rates, quoted to you at the time of making the transfer. You'll receive the HSBC Exchange Rate before you complete a transaction. This rate refreshes every 40 seconds to align to market exchange rates. The HSBC Exchange Rate includes the HSBC cost rate and a foreign currency conversion margin.
      3. Local and cash machine fees may apply.