International Investment Centre

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International Investment Centre

Global investments service

Our International Investment Centre can be accessed through mobile or online banking and is designed to help you make your own investment decisions. Explore a wide variety of mutual funds online, including ready-made portfolios, equity, fixed income and ESG funds, and more.

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Why invest with our International Investment Centre?

Access a wide variety of funds

Explore hundreds of funds from a range of providers - from ready-made portfolios, to funds that invest in a specific geography or sector.

24-hour investment management

See the value of your investments and track their performance 24/7 in the mobile banking app, plus buy and sell whenever you like.

Affordable plans

You can get started with just GBP/USD/EUR100 per month for regular investments or lump sum.

Setting up your portfolio

You'll need to open an investment account. You can then use our research tools, including fund information such as pricing or past performance, to help meet your financial goals.

You can choose from hundreds of mutual funds, from HSBC and a number of other well-known providers.

Simply select the current or savings account you'd like us to take the money from. You don't need to worry about transferring money into a separate investment account.

Want help with financial planning? Access expert advice.

How it works

1. Open an investment account online

If you already have an HSBC Expat account, you can apply via the HSBC Expat Mobile Banking app in just a few minutes. Eligibility criteria apply.

2. Research and decide on your investment choices

Once you're set up, you can use our research tools to help make informed investment decisions about how much to invest and when.

3. Track your investments in the app

You'll see the current value of your investment and can track its performance by logging on to the HSBC Expat Mobile Banking app or online banking.

Things to know

Who can apply?

You can open an International Investment Centre account if you're:

At least 18 years old
A resident in an eligible country
Not a US national/citizen/resident such as a US passport or green card holder
An HSBC Expat Bank Account account holder and have a bank or savings account in the currency of the funds you're investing in, excluding the Fixed Term Deposit and the Online Bonus Saver
Looking to invest a minimum GBP/USD/EUR100 per month for regular investments or lump sum

Residents in the following locations can open an account and purchase new funds online.

Alderney
Argentina
Armenia
Bahrain
Belgium
Bermuda
Brazil
Cayman Islands (the)
Chile
Cyprus
Denmark
Egypt
Germany
Greece
Guernsey
Hong Kong
India
Indonesia
Isle of Man
Italy
Jersey
Kuwait
Lebanon
Luxembourg
Macau
Malaysia
Malta
Mauritius
Mexico
Monaco
Oman
Philippines (the)
Poland
Portugal
Qatar
Singapore
South Africa
Spain
Sweden
Switzerland
Taiwan (Province of China)
Thailand
Turkey
United Arab Emirates (the)
United Kingdom of Great Britain and Northern Ireland (the)
Uruguay
Virgin Islands (British)

To open a joint investment account, you must already hold a joint bank account in the same names.

You will also need to retain the joint bank account throughout your investment. If the joint bank account is closed within the period of holding your joint investments, you will not be able to transact on the investments you hold.

Before you buy a fund, be aware fund providers apply an annual management charge.

The charge for new investments is 1% of the investment value.

This charge applies to:

a lump sum purchase
each monthly contribution when setting up regular savings
a new fund purchase involved when selling and repurchasing

This charge is taken from your account in addition to the investment value. There's no charge to use the International Investment Centre, and no charge to surrender your investments.

We recommend you get financial advice if you're not sure about your investment options. Before making any investment decisions, you should ensure that it's right for your circumstances. Find out more about how we can help support your needs.

You can also learn more about Financial planning.

Ready to apply?

Already with Expat?

For the quickest way to invest, go to the International Investment Centre in our mobile banking app.

Apply today

If you're viewing this page on a computer, scan the QR code with your phone to download the app or get started.

New to Expat?

You can apply for HSBC World Selection Portfolios once you have opened an HSBC Expat Bank Account with us.

Explore our Expat Bank Account

Other ways to apply

If you're registered for online banking, you also can apply using our International Investment Centre.

Not registered yet?

Not sure which investment's right for you? Connect with a Wealth Manager.

Request a callback This link will open in a new window

Frequently asked questions

Once you've opened an international investment account, you can buy or sell your investments.

You must have a bank account in the currency you want to invest in, and your cash account must be in the same currency as your investment.

You can submit orders through the Expat Mobile Banking app or online banking.

When you're ready to invest, read our guide to How to buy funds.

There's no fixed-term with a fund investment. This means that if you need to access your money, you can sell your fund shares at any time.

After you sell an investment, the money will normally be paid into your cash account within 5 working days. Time frames vary by fund - please see the relevant Fund Prospectus, available in the International Investment Centre, to find out more.

If you're a resident in one of the following places, you can purchase new funds online. You must already have an IIC account.

Afghanistan
Åland Islands
Albania
Alderney
Algeria
American Samoa
Andorra
Angola
Anguilla
Antarctica
Antigua and Barbuda
Argentina
Armenia
Aruba
Austria
Azerbaijan
Bahamas (the)
Bahrain
Barbados
Belgium
Belize
Benin
Bermuda
Bhutan
Bolivia (Plurinational State of)
Bonaire, Sint Eustatius and Saba
Bosnia and Herzegovina
Botswana
Bouvet Island
Brazil
British Indian Ocean Territory (the)
Bulgaria
Burkina Faso
Burundi
Cambodia
Cameroon
Cape Verde
Cayman Islands (the)
Central African Republic (the)
Chad
Chile
China
Christmas Island
Cocos (Keeling) Islands (the)
Colombia
Comoros (the)
Congo (the Democratic Republic of the)
Congo (the)
Cook Islands (the)
Costa Rica
Côte d'Ivoire
Croatia
Curaçao
Cyprus
Cyprus
Czechia
Denmark
Djibouti
Dominica
Dominican Republic (the)
Ecuador
Egypt
El Salvador
Equatorial Guinea
Eritrea
Estonia
Ethiopia
Falkland Islands (the) [Malvinas]
Faroe Islands (the)
Fiji
Finland
France
French Guiana
French Polynesia
French Southern Territories (the)
Gabon
Gambia (the)
Georgia
Germany
Ghana
Gibraltar
Greece
Greenland
Grenada
Guadeloupe
Guam
Guatemala
Guernsey
Guinea
Guinea-Bissau
Guyana
Haiti
Heard Island and McDonald Islands
Honduras
Hong Kong
Hungary
Iceland
India
Indonesia
Iraq
Isle of Man
Italy
Jamaica
Jersey
Jordan
Kazakhstan
Kenya
Kiribati
Korea (the Republic of)
Kuwait
Kyrgyzstan
Lao People's Democratic Republic (the)
Latvia
Lebanon
Lebanon
Lesotho
Liberia
Libya
Liechtenstein
Lithuania
Luxembourg
Macau
Madagascar
Malawi
Malaysia
Maldives
Mali
Malta
Marshall Islands (the)
Martinique
Mauritania
Mauritius
Mayotte
Mexico
Mexico
Micronesia (Federated States of)
Moldova (the Republic of)
Monaco
Montserrat
Morocco
Mozambique
Myanmar
Namibia
Nauru
Nepal
Netherlands (the)
New Caledonia
Nicaragua
Niger (the)
Nigeria
Niue
Norfolk Island
Northern Mariana Islands (the)
Norway
Oman
Pakistan
Palau
Palestine, State of
Panama
Papua New Guinea
Paraguay
Peru
Philippines (the)
Pitcairn
Poland
Portugal
Puerto Rico
Qatar
Réunion
Romania
Rwanda
Saint Barthélemy
Saint Helena, Ascension and Tristan da Cunha
Saint Kitts and Nevis
Saint Lucia
Saint Pierre and Miquelon
Saint Vincent and the Grenadines
Samoa
San Marino
Sao Tome and Principe
Senegal
Serbia
Seychelles
Sierra Leone
Singapore
Sint Maarten (Dutch part)
Slovakia
Slovenia
Solomon Islands
Somalia
South Africa
South Georgia and the South Sandwich Islands
Spain
Sri Lanka
Sudan (the)
Suriname
Svalbard and Jan Mayen
Sweden
Switzerland
Taiwan (Province of China)
Tajikistan
Tanzania, United Republic of
Thailand
Timor-Leste
Togo
Tokelau
Tonga
Trinidad and Tobago
Tunisia
Turkey
Turkmenistan
Turks and Caicos Islands (the)
Tuvalu
Uganda
United Arab Emirates (the)
United Kingdom of Great Britain and Northern Ireland (the)
Uruguay
Uzbekistan
Vanuatu
Venezuela (Bolivarian Republic of)
Virgin Islands (British)
Virgin Islands (U.S.)
Wallis and Futuna
Western Sahara
Yemen
Zambia

Log on to the HSBC Expat Mobile Banking app to purchase funds.

Additional information

Remember, the value of investments is not guaranteed - you may not get back the amount you invested, and any income received from them can fall as well as rise. This could also result from changes in currency exchange rates, particularly where overseas securities are held or where investments are converted from one currency to another. We always recommend that any investments should be considered as medium to long-term holdings of least 5 years.

Economies in emerging markets generally are heavily dependent upon international trade and, accordingly, have been and may continue to be affected adversely by trade barriers, exchange controls, managed adjustments in relative currency values and other protectionist measures imposed or negotiated by the countries with which they trade.

Global investments service

Balance, check. Investments, check.

You can now invest in minutes with the HSBC Expat app. Our new feature means new opportunities. T&Cs and eligibly criteria apply.

Why invest with our International Investment Centre?

Access a wide variety of funds

24-hour investment management

Affordable plans

Setting up your portfolio

How it works

1. Open an investment account online

2. Research and decide on your investment choices

3. Track your investments in the app

Things to know

Who can apply?

Opening a new IIC account? You must be based in one of these locations

Opening a joint investment account

Costs

Investment advice

Important documents

Ready to apply?

Already with Expat?

New to Expat?

Other ways to apply

Apply online

Need more help?

Frequently asked questions

How can I buy funds?

How can I access money I've invested in funds?

I already have an IIC account. Can I purchase new funds in my country or region?

You might be interested in

International Investment Centre guide

Portfolio investment funds

Financial planning

Financial terms

Additional information

Disclaimer

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