Offshore Bank Accounts | Expat Account

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Expat Bank Account

Supporting your global banking needs

Whether you're living abroad, or have other international banking needs, our award-winning Expat Bank Account is your passport to better global banking.

Set up your account in USD, EUR or GBP and no matter how many times you move, your account with us stays the same. Once you've opened an Expat Bank Account, you'll be able to explore our whole range of specially tailored services including mortgages, investments and savings accounts.

Check eligibility and apply

Why choose our Expat Bank Account?

Global Money Account

Your money deserves its own passport. Unlock a world of benefits with a Global Money Account.

Relationship manager

Benefit from a relationship manager to help you and your family manage your money.[@premieronly]

Online and mobile management

Take care of your banking, FX or investments wherever you are.

Is HSBC Expat right for me?

HSBC Expat is designed for people who:

Live or work abroad
Plan to move to another country
Travel between countries for work or business
Have income or assets in different currencies
Want to bank in a secure, offshore jurisdiction

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Your money stays in one place, even when you don't

An expat account can be an effective way to save, invest and manage money while you're abroad. You can hold it in addition to other accounts in your home country and the country you're living in.

Also known as an offshore account, international account or non-resident account, your expat account helps your money grow in a convenient, secure, central location.

And the winner is...

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Best banking, Tax or Financial Services Provider, 2021

'HSBC continues to lead the way in many initiatives which support expats and their families.'

FEM Expat Management & Mobility Awards

Ready to apply for an Expat Bank Account?

Find out if you're eligible and get started with HSBC Expat today.

Check eligibility and apply

Frequently asked questions

Your Expat Bank Account will be held in Jersey, Channel Islands, a secure offshore jurisdiction. Jersey is one of the world's leading and best-regulated international finance centres as recognised by the OECD.

HSBC Expat is part of the HSBC Group, one of the world's largest banking and financial services organisations. Our global businesses serve around 40 million customers worldwide through a network that covers 64 countries and territories.

An offshore, or overseas, bank account is one that you have in a country you don't live in. They allow you to make and receive payments, hold money and set up savings and investment accounts in multiple currencies.

Offshore accounts, also known as offshore bank accounts or offshore savings accounts, can make it simpler to manage your financial commitments across multiple countries and regions.

Most expats have a bank account in their home country and another account in the country they're living in. Many also consider opening an offshore account, as this can be an effective way to save, invest and manage money while abroad.

Find out more about offshore banking

There is no monthly fee as long as you meet our eligibility criteria. You may be charged an underfunding fee if you don't continue to meet the eligibility criteria for your account. You can find out more about this and details of other fees and charges in our Tariff of Charges and Terms and Conditions.

Learn more about multi-currency accounts

Additional information

HSBC Expat products and services are available only in jurisdictions where and when they may be lawfully offered by us. The material on these pages is not intended for use by persons located in or resident in jurisdictions which restrict our distribution of this material. Anyone accessing these pages is required to inform themselves about any relevant restrictions and observe them. Not all products or services mentioned on this website will be available to residents of all countries or regions.

Your tax situation will depend on your personal circumstances and we recommend you obtain independent tax advice. Any tax information is based on our understanding of current and proposed legislation and practice. The legislation and practice may be subject to change.

Expat Bank Account