Online Bonus Saver

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Online Bonus Saver

Why choose our Online Bonus Saver account?

Manage your savings online, with ease. Enjoy a choice of major currencies, plus bonus interest when you don't make a withdrawal.

Earn bonus interest for any calendar month where you don't make a withdrawal (and standard interest when you do).
Access your account anytime, anywhere with mobile and online banking.
Choose from 3 currencies - GBP, USD and EUR.

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Interest rates

Here's how much interest you could earn on your savings.[@interestratesindicative] [@taxreportingresponsibility]
Currency	Standard rate - Gross[@aergrossinterest]	Interest Rate including bonus - Gross
GBP	0.95%	up to 2.75%
USD	0.95%	up to 2.75%
EUR	0.30%	up to 1.05%

Here's how much interest you could earn on your savings.[@interestratesindicative] [@taxreportingresponsibility]
Currency	GBP
Standard rate - Gross[@aergrossinterest]	0.95%
Interest Rate including bonus - Gross	up to 2.75%

Currency	USD
Standard rate - Gross[@aergrossinterest]	0.95%
Interest Rate including bonus - Gross	up to 2.75%

Currency	EUR
Standard rate - Gross[@aergrossinterest]	0.30%
Interest Rate including bonus - Gross	up to 1.05%

Compare interest rates across our savings accounts This link will open in a new window

Things to know

Who can open the account?

To open an Online Bonus Saver account, you'll need to:

have an HSBC Expat Bank Account and be registered for online banking
maintain a minimum balance of GBP 5,000, USD 5,000 or EUR 5,000 in your Online Bonus Saver account

Interest is calculated daily and paid monthly into your account.

Interest earned in a calendar month will be applied to your Online Bonus Saver on the first working day of the next calendar month. Where the first day of the month is not a working day then the interest amount will include any interest accrued up to (but not including) the first working day of the month.

No interest is payable if the balance falls below the minimum account opening balance.

Your Expat accounts will be held in Jersey, Channel Islands, a secure offshore jurisdiction and one of the world's leading international finance centres, as recognised by the Organisation for Economic Cooperation and Development (OECD).

Ready to open?

Already with Expat?

To open an Online Bonus Saver account, log on to online banking and follow the instructions. Not registered yet?

Open now an Online Bonus Saver account

New to Expat?

You can open an Online Bonus Saver account once you have opened an Expat Bank Account with us.

Explore our Expat Bank Account

Additional information

Jersey Deposit Protection Scheme

HSBC Expat is a participant in the Jersey Bank Depositors Compensation Scheme. The Scheme offers protection for eligible deposits of up to £50,000. The maximum total amount of compensation is capped at £100,000,000 in any 5 year period. Full details of the Scheme and banking groups covered are available on the States of Jersey website www.gov.je/dcs, or on request.Deposits made with HSBC Expat are not protected by the rules made under the UK's Financial Services and Markets Act 2000 for the protection of retail clients, including the UK Financial Services Compensation Scheme and the UK’s Financial Ombudsman Service.Deposits made with our office in Jersey are not protected deposits under the Hong Kong Deposit Protection Scheme and are not protected by such scheme.

Why choose our Online Bonus Saver account?

Interest rates

Things to know

Who can open the account?

How your interest is calculated

Understanding offshore savings accounts

Important documents

Ready to open?

Already with Expat?

New to Expat?

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Jersey Deposit Protection Scheme

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