Discretionary Investment Management

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Discretionary investment management

Day to day investment management

While managing your investments is a top priority, it may require more time and attention than your busy expat schedule allows. HSBC's Core Multi-Asset Solution (CMS) offers a discretionary portfolio designed for investors who want to direct their focus on other important responsibilities.

CMS provides broad coverage of the risk spectrum through a mix of equity and fixed income, and seeks to deliver cost-effective exposure with a blend of exchange traded funds (ETFs), and low cost funds.

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What are the benefits of discretionary investment management?

Peace of mind

Our Core Multi-Asset Solution (CMS) offers a discretionary portfolio designed for investors who want peace of mind and the time to focus on other priorities.

Active allocation

The core driver of your portfolio's performance returns is a set of asset allocation choices driven by HSBC Private Banking.

Rigorous rebalancing

Your portfolio will benefit from a disciplined process of rebalancing, intended to optimise long-term risk and returns.

Risk management

Central to our investment philosophy is putting controls in place so portfolio activity is within defined risk parameters.

How it works

1. We'll assess your needs

We'll advise and make recommendations for you after we've assessed your needs. If eligible, the discretionary investment management will be provided by HSBC Private Banking (C.I.).[@privatebanking]

2. Receive regular updates

Once invested, you will be kept up to date every step of the way. You'll receive regular statements, along with market updates and trading commentaries.

3. Optimise your portfolio

HSBC Private Banking (C.I.) investment managers will aim to continuously optimise your portfolios in accordance with global market trends.

Things to know

Who is eligible?

You may be eligible for discretionary investment management if you're:

an existing HSBC Expat customer and have a total relationship balance of GBP500,000 (or currency equivalent)
looking to invest a minimum of GBP250,000 (or currency equivalent)

Investment and wealth services and terms

Book a review

Already with Expat?

Set up an appointment with one of our Wealth Managers. We'll advise and make recommendations for you after we've assessed your needs.

Your location may limit the range of information and services you can receive from us.

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New to Expat?

You'll need an HSBC Expat Bank Account first.

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Calculate your investment needs

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Education calculator

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Additional information

Remember, the value of investments is not guaranteed - you may not get back the amount you invested, and any income received from them can fall as well as rise. This could also result from changes in currency exchange rates, particularly where overseas securities are held or where investments are converted from one currency to another. We always recommend that any investments should be considered as medium to long-term holdings of least 5 years.

Economies in emerging markets generally are heavily dependent upon international trade and, accordingly, have been and may continue to be affected adversely by trade barriers, exchange controls, managed adjustments in relative currency values and other protectionist measures imposed or negotiated by the countries with which they trade.